---
title: Are Threshold Transaction Reports(TTR) for cash payments of $10,000 or more handled in easyAML?
description: Yes, the platform notes cash transactions of AUD $10,000 or more and prompts the Compliance Officer to lodge a TTR.
---

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# Are Threshold Transaction Reports(TTR) for cash payments of $10,000 or more handled in easyAML?

## Yes, the platform notes cash transactions of AUD $10,000 or more and prompts the Compliance Officer to lodge a TTR.

Yes. The platform detects when a transaction crosses the AUD $10,000 threshold and prompts the user to lodge a Threshold Transaction Report(TTR). The CO completes and submits the TTR which can then be inputted to AUSTRAC

What triggers a TTR:

- The customer physically transacts **$10,000 or more in physical cash** with you in a single transaction.
- This includes paying a deposit, settlement amount, professional fees, bond, or any other amount **in cash** in relation to a **designated service, directly to the reporting entity.**

What does **not** trigger a TTR for you:

- Funds **wired directly into your trust account** by the customer's bank. That's the bank's TTR obligation (banks are Tranche 1 reporting entities and have been monitoring cash deposits since 2006).
- Payments by cheque, EFT, BPAY or card.
- Multiple smaller cash transactions relating to different transactions unless they appear to be structured to avoid the threshold - structuring is a separate red flag that typically triggers an SMR, not a TTR.

**Lodgement deadline:** within **10 business days** of the cash transaction.

See AUSTRAC's [Threshold transaction reports](https://www.austrac.gov.au/business/core-guidance/reporting/threshold-transaction-reports-ttr) page.

For the customer-facing summary covering when cash reporting applies, what counts as cash, the banking-system carve-out, and how to ask customers about source of funds without causing offence, see HubSpot KB: [https://knowledge.easyaml.com/do-i-need-to-report-cash-transactions-over-10000](https://knowledge.easyaml.com/reporting-cash-over-10000?hsLang=en-au)

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