Are rent-to-buy vehicles (cars) captured?
No, motor vehicles are not captured under Tranche 2; some adjacent finance arrangements may be captured under Tranche 1.
The newly regulated services in Tables 5 and 6 cover real estate, legal and accounting services, trust and corporate services, and precious metals - not motor vehicles. Personal-use cars under $100,000 are not a designated service in their own right.
Two caveats worth flagging:
- Some adjacent activity may have already been captured under earlier (Tranche 1) reforms - for instance, finance arrangements provided alongside a rent-to-buy structure. If you offer financing as part of the package, check whether the financier is itself a Tranche 1 reporting entity.