---
title: Does AUSTRAC require MFA on the AUSTRAC Online/reporting account?
description: Does AUSTRAC require MFA on the AUSTRAC Online/reporting account - Yes.
---

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# Does AUSTRAC require MFA on the AUSTRAC Online/reporting account?

## Yes - MFA is mandatory for all AUSTRAC Online accounts, via authenticator app or email code.

Yes. Multi-factor authentication (MFA)is **mandatory for all AUSTRAC Online accounts**. Every user must set up MFA and a stronger password on first login. There is no opt-out.

**MFA method options**

Users choose one of two methods:

1. **Authenticator app** - OTP generated by an app such as Google Authenticator or Microsoft Authenticator. AUSTRAC issues 10 recovery codes at setup (single-use, for lost or changed devices).
2. **Email** - OTP sent to the email registered against the user's AUSTRAC Online account. Expires after 5 minutes. **The email cannot be a shared address.**

**One user, one account**

Reporting entities cannot share a single login. Each person who needs AUSTRAC Online access must have their own user account, their own non-shared email, and their own MFA configured.

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