---
title: Can SMRs be lodged via easyAML?
description: Can SMRs be lodged via easyAML - easyAML pre-populates the SMR from transaction data and presents it to the Compliance Officer for review and submission.
---

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# Can SMRs be lodged via easyAML?

## The SMR is pre-populated from transaction data, the CO signs off, and the report goes to AUSTRAC.

easyAML pre-populates the SMR from transaction data and presents it to the Compliance Officer for review and submission. The Compliance Officer reviews and signs off the report inside easyAML, and the platform then guides them through submission to AUSTRAC Online with the prepared content ready to transcribe or paste field-by-field.

How the SMR workflow runs:

1. **Front-line staff identify unusual activity** during a transaction. They raise an **Unusual Activity Report (UAR)** with their notes inside easyAML. They do not see whether the matter ultimately becomes an SMR (tipping-off protection).
2. **The CO reviews the UAR.** All transaction context, customer profile, screening hits and risk rating are visible in one view.
3. **If the CO concludes it's reportable**, the SMR template auto-populates from the CDD record - customer details, transaction details, screening results - and the CO writes the suspicion narrative.
4. **Lodgement** to AUSTRAC follows. AUSTRAC's submission timeline applies: **3 business days** of forming the suspicion (24 hours for terrorism financing).
5. **The UAR is closed** in-platform without disclosing the outcome to the originating staff member.

Beyond SMR, easyAML also handles **TTR** (Threshold Transaction Reports, 10-day window) and the **AUSTRAC Annual Compliance Report** (auto-populated from platform data, ~100 questions, due January–March each year).

See AUSTRAC's [Suspicious matter reports](https://www.austrac.gov.au/business/core-guidance/reporting/suspicious-matter-reports-smr) and [Threshold transaction reports](https://www.austrac.gov.au/business/core-guidance/reporting/threshold-transaction-reports-ttr) pages.

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