--- title: What does AUSTRAC's Personnel Due Diligence (PDD) requirement cover for non-CO staff? description: "An integrity assessment scaled to ML/TF risk: identity verification (all), police checks (high-risk roles)." --- [Skip to content](https://knowledge.easyaml.com/what-does-austrac-s-pdd-requirement-cover-for-non-co-staff#main-content) English - Australia Show submenu for translations Open main navigation Close main navigation - English - Australia Show submenu for translations How can we help you? - There are no suggestions because the search field is empty. 1. [easyAML Help Centre](https://knowledge.easyaml.com/?hsLang=en-au) 2. [FAQs](https://knowledge.easyaml.com/faqs?hsLang=en-au) 3. [General](https://knowledge.easyaml.com/faqs?hsLang=en-au#general) # What does AUSTRAC's Personnel Due Diligence (PDD) requirement cover for non-CO staff? ## An integrity assessment scaled to ML/TF risk: identity verification (all), police checks (high-risk roles). Per **AUSTRAC Rules 5–14**, PDD for non-CO staff is an **integrity assessment scaled to the role's ML/TF risk**. The components: - **Check:** **Identity verification** **High-risk roles (CO, senior CDD):** ✓ Always required **Lower-risk roles (Frontline, support):** ✓ Always required - **Check:** **Police check High-risk roles (CO, senior CDD):** ✓ Generally required **Lower-risk roles (Frontline, support):** Optional; based on firm's risk - **Check:** **Bankruptcy check** **High-risk roles (CO, senior CDD):** ✓ Recommended **Lower-risk roles (Frontline, support):** Optional - **Check:** **Sanctions / adverse media screening** **High-risk roles (CO, senior CDD):** ✓ Required **Lower-risk roles (Frontline, support):** ✓ Required - **Check:** **Reference checks** **High-risk roles (CO, senior CDD):** ✓ Recommended **Lower-risk roles (Frontline, support):** Recommended - **Check:** **Qualification confirmation** **High-risk roles (CO, senior CDD):** ✓ Recommended **Lower-risk roles (Frontline, support):** Based on role - **Check:** **Regulatory breach history** **High-risk roles (CO, senior CDD):** ✓ Recommended **Lower-risk roles (Frontline, support):** Based on role - **Check:** **Self-disclosures** **High-risk roles (CO, senior CDD):** ✓ Required **Lower-risk roles (Frontline, support):** ✓ Required The "less prescriptive" treatment for other staff reflects AUSTRAC's risk-based approach - the depth of integrity testing should match the staff member's actual exposure to AML risk. A Frontline Staff member who initiates KYC requests but doesn't sign off transactions has a narrower exposure than a senior CDD User or a CO. Firms with formal HR-side onboarding processes may already cover several of these items - the PDD module in easyAML captures and structures the information for AUSTRAC purposes rather than duplicating existing employer processes. The CO can mark items as "covered externally" with supporting evidence uploaded. ### Related articles - [easyAML (Platform) Set-up Checklist](https://knowledge.easyaml.com/set-up-checklist?hsLang=en-au) - [Glossary: Key Terms & Definitions](https://knowledge.easyaml.com/easy-aml-glossary?hsLang=en-au) - [What's the full list of training modules?](https://knowledge.easyaml.com/what-s-the-full-list-of-training-modules?hsLang=en-au) - [Does easyAML facilitate employee Personnel Due Diligence?](https://knowledge.easyaml.com/does-easyaml-facilitate-employee-due-diligence?hsLang=en-au) - [What is the difference between the CDD role and the front-line staff role?](https://knowledge.easyaml.com/what-is-the-difference-between-the-cdd-role-and-the-front-line-staff-role?hsLang=en-au) - [easyAML Set-up Checklist](https://knowledge.easyaml.com/easyaml-set-up-checklist?hsLang=en-au) - [Training Videos](https://knowledge.easyaml.com/training-videos?hsLang=en-au#main-content) - [Register for Upcoming Webinars](https://knowledge.easyaml.com/training-videos?hsLang=en-au#register-for-upcoming-webinars) - [Previously Recorded Webinars](https://knowledge.easyaml.com/training-videos?hsLang=en-au#previously-recorded-webinars) - [FAQs](https://knowledge.easyaml.com/faqs?hsLang=en-au#main-content) - [General](https://knowledge.easyaml.com/faqs?hsLang=en-au#general) - [AML/CTF basics](https://knowledge.easyaml.com/faqs?hsLang=en-au#aml-ctf-basics) - [Getting started](https://knowledge.easyaml.com/faqs?hsLang=en-au#getting-started) - [Compliance Program](https://knowledge.easyaml.com/faqs?hsLang=en-au#compliance-program) - [Customer Due Diligence (CDD)](https://knowledge.easyaml.com/faqs?hsLang=en-au#customer-due-diligence-cdd) - [Training](https://knowledge.easyaml.com/faqs?hsLang=en-au#training) - [Reporting](https://knowledge.easyaml.com/faqs?hsLang=en-au#reporting) - [Sector Coverage](https://knowledge.easyaml.com/faqs?hsLang=en-au#sector-coverage) - [Pricing & Plans](https://knowledge.easyaml.com/faqs?hsLang=en-au#pricing-plans) - [Sales & Onboarding](https://knowledge.easyaml.com/faqs?hsLang=en-au#sales-onboarding) - [Trusts & Complex Structures](https://knowledge.easyaml.com/faqs?hsLang=en-au#trusts-complex-structures) - [Reliance & KYC Sharing](https://knowledge.easyaml.com/faqs?hsLang=en-au#reliance-kyc-sharing) - [ACMA SMS Sender ID Register](https://knowledge.easyaml.com/faqs?hsLang=en-au#acma-sms-sender-id-register) - [Quick Answers](https://knowledge.easyaml.com/faqs?hsLang=en-au#quick-answers) - [How-to Guides](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#main-content) - [Tasks](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#tasks) - [Transactions](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#transactions) - [Entities](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#entities) - [Insights](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#insights) - [Training](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#training) - [Compliance](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#compliance) - [Reports](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#reports) - [Account Settings](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#account-settings) - [Billing & Plans](https://knowledge.easyaml.com/how-to-guides?hsLang=en-au#billing-plans) - [KYC Information](https://knowledge.easyaml.com/kyc-information?hsLang=en-au#main-content) - [Client Resources](https://knowledge.easyaml.com/kyc-information?hsLang=en-au#client-resources) - [Person being verified](https://knowledge.easyaml.com/kyc-information?hsLang=en-au#person-being-verified) - [Glossary](https://knowledge.easyaml.com/glossary?hsLang=en-au) - [Integrations](https://knowledge.easyaml.com/integrations?hsLang=en-au#main-content) - [General](https://knowledge.easyaml.com/integrations?hsLang=en-au#general) - [Action Step](https://knowledge.easyaml.com/integrations?hsLang=en-au#action-step) - [Clio](https://knowledge.easyaml.com/integrations?hsLang=en-au#clio) - [XPM](https://knowledge.easyaml.com/integrations?hsLang=en-au#xpm) - [Scantek](https://knowledge.easyaml.com/integrations?hsLang=en-au#scantek) - [News Feed](https://knowledge.easyaml.com/news-feed?hsLang=en-au#main-content) - [Latest Release Notes](https://knowledge.easyaml.com/news-feed?hsLang=en-au#latest-release-notes) - [Support](https://knowledge.easyaml.com/support?hsLang=en-au) [![easyAML-Logo\_Magenta](https://knowledge.easyaml.com/hs-fs/hubfs/easyAML-Logo_Magenta.png?width=200&height=47&name=easyAML-Logo_Magenta.png "easyAML-Logo_Magenta")](https://easyaml.com/) Copyright © 2026, easyAML